Welcome to America’s Best Lenders where the San Diego mortgage or home loan rates are at the lowest!

Our company provides the best lowest mortgage or home loan rates to bring a better life in San Diego, California. Firstly, it’s simple. Secondly, it’s fast. And thirdly, it’s convenient. We shop everyone’s mortgage from them in 48 lenders for the lowest home loan rate in the city. Whether you live in your house alone, with a roommate, or with a family, America’s Best Lenders is the step in the right direction.

Finally, it offers the right mortgage for you and your loved ones in San Diego just specific to your needs. As a result, you can have a better life and a better future for years to come. Every lender in the city has an opportunity to have the lowest mortgage rates to save money for whatever he can afford to buy.

If you have any questions to ask us or would like to provide us with some feedback to help improve our company, don’t hesitate! Please feel free to give us a call at (619) 642-2583. America’s best Lenders has you covered for the lowest mortgage rates in the city.

Legendary Personalized Customer Service, The Lowest Mortgage Rates in San Diego and the Right Terms For You

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Surprisingly, it’s so simple my Mom could do it (Sorry, Mom).

Get the lowest mortgage rates in San Diego today!

7,000+ satisfied home loan clients in San Diego
enjoying the lowest mortgage rates available


Mortgage Lenders We Shop From


Team Members


Home Loan Years of Experience
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The Ethos of America’s Best Lenders San Diego Mortgage Company

Our motive is beyond finding you the lowest mortgage or home loan rate in San Diego


Is a long, slow, complicated mortgage process inevitable? We think not! Every process and system we use is designed and refined from the perspective of “how do we make the process easier, better and faster?”


When everyone else is the nail, we will be the hammer. While everyone strives to look and sound “professional,” we roll our sleeves back and get to work, so you aren’t stuck wondering, “I wonder what’s happening with my loan…”. We strive to be the best version of ourselves, have fun and become friends with the people who enter our lives. 8 AM-8 PM un-heard of from a business, nothing special from an old buddy.


While we can never guarantee it will always be simple (it is mortgage lending, after all), we will avoid unnecessary information requests. We will always give a clear-cut response to any question or problem that may pop up. In Other Words: Full Transparency.


It starts from the moment we pick up the phone. Listening. Understanding you. Becoming your advocate and ensuring the process has the right momentum without you needing to do any dirty work. Oh, and with a caring and experienced member who will make the mortgage experience a true connection.

And the American Dream

Owning a home. A nurturing place for a family. This is where it all began. The dream of owning a piece of heartland where the flourishing of everyone that dwell within the walls can happen. At America’s Best Lenders San Diego mortgage company, we are as passionate as you to make it happen.

How our mortgage process works

Conventional Mortgages

Conventional mortgages are one the most common type of mortgages. Because of this, conventional loans have more stringent controls on your credit score and your debt-to-income (DTI) ratio.

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Jumbo Loans

One of the essential elements of buying a home is recognizing the type of mortgage that fully satisfies your needs. You may want a jumbo loan to buy the house of your dreams.

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Fixed-Rate Mortgages

A fixed-rate mortgage holds the equivalent interest rate and principal/interest payment during the loan duration. The price you pay per month may vary due to changes in property tax and insurance rates, but primarily fixed-rate mortgages award you a very anticipated monthly amount.

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Adjustable-Rate Mortgages

The reverse of a fixed-rate mortgage is an adjustable-rate mortgage (ARM). ARMs are 30-year mortgages with interest rates that adjust depending on how market prices move.

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FHA Loans

FHA loans are insured by the Federal Housing Administration. An FHA loan can allow you to buy a home with a credit score as low as 580 and a down payment of 3.5%.

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USDA Loans

USDA loans have lower mortgage insurance requirements than FHA loans and can allow you to buy a home with no money down.

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VA Loans

A VA loan is a prime benefit of military duty for qualified veterans, service members, and surviving spouses. It enables you to qualify for a low-cost mortgage when you’re contemplating buying or refinancing a home, even if your credit isn’t ideal.

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San Diego Mortgage Testimonials

Let us shop your mortgage for you from 48 lenders
for the lowest home loan rate in San Diego, California.

In conclusion, America’s Best Lenders offers the right mortgage rates for you in San Diego. That includes the following. First, Fixed Rate Mortgages. Second, FHA loans. Third, Adjustable-Rate Mortgages (ARM). Fourth, USDA Loans. And lastly, Conventional Mortgages among many others. All of which are just specific to your needs as a lender of your house.

Therefore, choosing the best mortgage for your house begins with having us understand what your unique needs are and getting the most competitive rate or lowest mortgage rate in San Diego with our team on your side. Get a mortgage quote today and learn more about us. Remember, America’s best Lenders has you covered for the lowest mortgage rates in San Diego.

We do the hard work and get you exactly what you need: the lowest mortgage rate possible with personalized loan conditions in San Diego.